How Does Old Navy Super Cash Work? Your Guide to Using It

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Super Cash terms and conditions, and how to redeem it

Co-authored by Karrie Thatcher and Janice Tieperman

Last Updated: October 23, 2025 Fact Checked

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How to Redeem

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How to Use Expired SC

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SC & Returns

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Terms & Conditions

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How to Earn

Super Cash is a promotional reward used by Old Navy to incentivize customers to shop during specific periods of time. By spending at least $25, you can earn Super Cash, a special voucher that functions as a coupon or gift card during a special promotional period. We’ll walk you through all the ins and outs of this rewards program, so you know exactly how to use it (as well as what it won’t work on).

How do you spend Old Navy Super Cash?

Spend at least $25 during an "earning period" to earn Super Cash in the form of a coupon or digital code. Present this paper coupon at a physical store or enter the code when checking out online to use your Super Cash during the redemption period. Your total amount of Super Cash is deducted from your final purchase.

Section 1 of 5:

How to Redeem Super Cash

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1
Redeem Super Cash by spending at least $25 during a spending period. At some point after an earning period, Old Navy hosts a “spending period,” where you're given the opportunity to use your Super Cash on your next purchases. You need to spend a certain amount of money before you're able to use a certain amount of Super Cash.^{[1]
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- For instance, if you earned $60 in Super Cash but are only purchasing something worth $25, you’d only be able to use $10 of your Super Cash toward that purchase, rather than getting the entire item for free.^{[2]
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  Karrie Thatcher
  Budget and Affordable Living Expert
  
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- Only one Super Cash coupon or code can be used per purchase. If you happen to collect multiple coupons/codes, you’ll have to redeem them in separate purchases.
- How much Super Cash can you use at one time?
  - Spend $25 - $49.99: Use $10 SC
  - Spend $50 - $74.99: Use $20 SC
  - Spend $75 - $99.99: Use $30 SC
  - Spend $100 - $124.99: Use $40 SC
  - Spend $125 - $149.99: Use $50 SC
  - Spend $150+: Use $60 SC
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Use your physical coupon or code to redeem your Super Cash. Wait until Old Navy advertises the redemption period for Super Cash—this may be weeks after you originally acquired it. Then, bring your Super Cash coupon with you if you’re shopping in stores and hand it to the cashier at check-out (assuming you’ve spent the minimum amount required).^{[3]
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Expert Source

Karrie Thatcher
Budget and Affordable Living Expert

Expert Interview} If you’re shopping online, enter the Super Cash code from your email into the provided box during the check-out process.^{[4]
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- The email should pop in your inbox within a day after you earn your Super Cash, but it won’t be usable until the Super Cash redemption period starts.

Section 2 of 5:

Can you use expired Super Cash?

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Old Navy Rewards members can turn expired SC into Reward Points. If you have a Navyist Rewards credit card and have untouched Super Cash, head to the “My Points and Rewards” section on the Old Navy website. Then, scroll down to the “Convert Expired Bonus Cash to Points” section, which lets you enter your Super Cash promotional code. If you have a physical Super Cash coupon, the code will be printed on it.^{[5]
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- One dollar of Super Cash is equal to 1 Reward Point.^{[6]
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  Research source} A single Reward Point is worth about 1 penny.^{[7]
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  Research source} It’s not a great trade-off, but it’s better than your Super Cash going to waste!
- The Super Cash needs to be less than 30 days old—otherwise, it won’t work.

Section 3 of 5:

Super Cash and Returns

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Super Cash doesn’t function like regular money—once it’s used, it’s gone for good. This applies to any purchases you make with it. If you return the item, you’ll only be awarded the physical money you spent on the original purchase.^{[8]
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Once you’ve made a purchase, you’ve earned your Super Cash fair and square—returning the items afterward doesn’t affect your balance. At the end of the day, you’ll still have to spend money in order to redeem your Super Cash, anyway.

Section 4 of 5:

Super Cash Terms & Conditions

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As cool as it would be to use your Super Cash to buy an Old Navy gift card, doing so violates the Super Cash terms and conditions. It also doesn’t apply to any shipping fees and taxes on your item—so, if you’re buying a $20 shirt that costs $5 to ship, that wouldn’t be enough to qualify you for Super Cash.^{[9]
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How much Super Cash you can use all depends on when you earned it—during a regular in-store earning period, for example, your maximum would be $30, while $60 would be your maximum for a double in-store earning period. If you’re shopping online, you’re capped off at $50.^{[10]
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Wait until your Super Cash is subtracted from your total purchase before factoring in any extra discounts. Additional promo codes and coupons only apply to the actual money you’re spending, not what you’ve redeemed with Super Cash.^{[11]
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If you made a purchase before earning your Super Cash, you can’t retroactively apply it to an old purchase and get your money back. On a similar note, it can’t be used on purchases for any other shop in the Gap store line (Gap, Athleta, or Banana Republic)—only Old Navy purchases qualify.^{[12]
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Unfortunately, Old Navy can’t issue new Super Cash if you somehow lost your coupon or code, so it’s important to hold onto it and use it at your earliest convenience. Super Cash also can’t be resold to anyone else, nor can it be transferred to someone else’s Old Navy account.^{[13]
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Section 5 of 5:

How to Earn Super Cash

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Spend at least $25 in-store or online at Old Navy during an earning period. Old Navy first holds an “earning period”—this is a period of a couple of weeks where you can earn certain amounts of Super Cash by spending certain amounts of money. The minimum threshold that you have to meet is $25, which nets you $10 worth of Super Cash.^{[14]
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Expert Source

Karrie Thatcher
Budget and Affordable Living Expert

Expert Interview} The more you spend, the more Super Cash you can earn!^{[15]
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- Old Navy stores sometimes host “double earning periods,” where you can earn twice as much Super Cash as you usually would. These promotions aren’t available online.
- If you shop in-store, your Super Cash is given to you as a physical coupon to use with a future purchase (with a code printed on it that can be used online). If you shop online, your Super Cash code is emailed to you.
- Check Old Navy’s website to confirm if a Super Cash promotion is going on. Don’t worry if you happen to miss one—Old Navy has them frequently.
- Super Cash potential earnings (in-store):
  - Spend $25 - $49.99: Earn $10 SC or $20 Double SC
  - Spend $50 - $74.99: Earn $20 SC or $40 Double SC
  - Spend $75+: Earn $30 SC or $60 Double SC
- Super Cash potential earnings (online):
  - Spend $25 - $49.99: Earn $10 SC
  - Spend $50 - $74.99: Earn $20 SC
  - Spend $75 - $99.99: Earn $30 SC
  - Spend $100 - $124.99: Earn $40 SC
  - Spend $125 - $149.99: Earn $50 SC
  - Spend $150+: Earn $60 SC